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Welcome, you would likely be able to provide a different perspective as you are retired.. cheers

Nice.. =)

Income tax shot up is a good sign since there is a 20% reduction in tax YA 2011. That effectively means you earned much more last year than previous year.. Anyway, next years tax rates are moderately reduced..

Bro, I left JB yesterday. Went in on Friday nite to sleep over to avoid the sat morning jam. In the end still kenna 1 hr between sg custom & My Ciq. Good for you man.. enjoy your stay.. One thing I agree with folks here is that Tesco bar code pricing is at times faulty.. but to benefit of...

is it my imagination or less hdb dwellers handing the national flag today?

Bro, Ironic as it seems, both you & AP are right about stats.. However it depends on the user biased on the end result.. The other common issue is whether the stats collected from the sample is representative.. Seen alot of reports based on stats sponsored by various companies.. eg: Smoking is...

Bro, SEG signal problems for me.. hope your starhub digital voice & pfingo will work..

What I use now is most fundamental.. common sense.. haha

Problem I had is with the bills in Malay.. argh.. Paid MPJBT through internet banking.. also setup for JAS & TN to ease the payment issues.. However only did the quit rent this year thru TRC, any idea how to pay next time? heard no invoices for quit rent..

Bro, So where is your new place? Depends on whether you superstitous or not.. most of the deliveries are indeed impacted by the hari raya festive period.. full payments for renovation & furniture.. awaiting the 3+2 sofa set soon.. A 3 day stay in SEG.. glad to say, no mosquitoes during the...

How many aircons & how long do you use them?

Hi BFF, My sis unit is mid level in the condo, the waterproofing is part of the standard within the package deal.. when leak happen, she got her upstairs neighbour & maintenance crew involved as upstairs need to redo the water proofing..

Still in Engineering related company.. just that job function is not technical in nature & use less than 20% of whatever learnt..

Yup, I am an engineer by training but not in profession.. I am also not an educator.. else I may be like the teacher in the movie battle royale..(Rated R for violence)

Is the camera tilted?

Everyone is entitled to their own views..however nothing last forever (even diamonds included) With time, deteriation sets in.. My sis condo in Sg also had leaky toliet roof though water proofing suppose to last min of 3 yrs.. the main concern shd be with regards to safety & security...

haha.. maybe just me..btw its not occupational hazard

No lah.. my wife also doing alot of cleaning.. just that I am more used to mopping floor.. just that I broke the mop handle into 2 pieces after 4 hrs of torsional/bending stress.. haha Changed another handle from the brooms to continue..

Seeders are uploaders/contributors while leechers are downloaders.. Hence it would be better to get torrent where you have a higher seeder nos.. not too sure abt anonymous downloads.. maybe some techic bros here can help..

Depends on a few factors.. bandwidth, seeders/leechers ratio & time of day.. For movies, there are also different categories like first cams & DVD Rips.. have fun..