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Recent content by NightCrawler

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    Difficult to secure a home loan

    It doesnt matter who lend you the money.. as long as you achieve your goal and the interest is low.. it benefits you ! However, I have to warn the foreign exchange risk.. 2 yrs back, when AUD nose dived, I was asked to top up 100k to make up for the short fall.. knn, i was only given 3days to...
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    Difficult to secure a home loan

    * Are you a new migrant? (ie recently arrived) Been here for 3 years with Aus experience * That's why you are using a Sg broker? * No Australian job/track record, so the Big4 rejected you? 3 years with Aus experience,the banks expect 20% deposit. * That would explain the limited savings...
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    Difficult to secure a home loan

    Am currently an AUS PR renting (In Melbourne) on the lookout to buy a house in Australia. With limited savings and rejections from the big 4 banks.A mortgage broker in Singapore has suggested that we take up a bank loan with a UK bank, Lloyd's bank to purchase a house here in Australia. The loan...
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    Register my son as a Singapore citizen

    Gonna have a son in Melbourne soon in 3 months time.Contemplating if i should register him as a Singaporean.Not sure what are the pros and cons of him having a Pink IC. Anybody have any details ? Heard that there would be a 75k bond or something like than needed after he is 12yrs old to...
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