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I applied for BTO in July, out of available 572 flats, there are 3.0 applicants for every flat.
So I received my Q number, 980. Nice. Unless 408 applicants decide not to select the flats, I dun think I stand any chance.
Thankfully this is only my 1st application, but I am not so sure how many...
Yah, the trouble just to keep using Paypal is more than the good service it can provide, not just for merchants, even for normal people who just buys alot on the net.