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Recent content by charityloar

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    Hot Weather and I bought a KDK fan

    KDK is like an old friend, always reliable and durable. It's amazing that your ah kong's ceiling fan is still going strong after four decades – a testament to KDK's quality. Your decision to buy a new KDK fan is spot on, especially with the sweltering and humid weather. A good fan can make a...
  2. C

    Redeem mortgage loan or let it be in Covid era?

    The benefit of early repayment directly depends on the remaining loan term — the closer to the end of the loan term, the less profitable it is to repay the mortgage ahead of schedule. In the long term, it is more profitable to shorten the term. But if you choose to reduce the monthly payment...
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