It does not work like that. Look at people like Daniel Goh, Paul Thambyah, Vincent Wijeyasinghe, Yeoh Lam Keong, Low Thia Kiang, Gerald Giam, Chen Show Mao and Sylvia Lim amongst others. None of these people need a dime or help from the Govt nor the CPF. They all can look after themselves. They can also be selfish and milk the system. But they did not.
They know full well that others need their help. These are the less capable and not blessed with the smarts that others got.
Not many people know this but Yeoh Lam Keong did not have to work a day in his life when he left school. He was already a millionaire. Yet his raised his family in a HDB flat and continues to live in one. There are scores of people who live in landed property who have come to know the man that are absolutely jealous of him because of what he is and what he does.
In fact without realising it you have gone done something similar when you started this forum and preached that there is a bigger world, take the risk and start your own business.
It basically boils down to a political party that is clearly enriching themselves and taking advantage of the less fortunate. The less fortunate may not necessarily be lazy and may genuinely want to pay for their keep.
Just take CPF as an example. An individual who earned $15,000 per month would still not have enough in his CPF account for retirement because contributions are capped. The total sum after 25 years of working life would be less than a million dollars which is far less than the amount needed to retire.
Even a person who has been programmed has the ability to do basic arithmetic.