I had to say last goodbyes to a couple of old friends this year and the thing they died of natural causes ie heart attacks, cancer or some other medical problems .. and they r not even 70 yet. But the gahment is saying (showing us medical report and all) that we r living longer and longer. That's why they need to push back retirement age and give us our CPF in slow drips. But what if they r wrong and we r not living longer! I myself am not confident of living past 70 much less 80s. So if u go early, u will never be able to enjoy your retirement monies!