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    Is this the right time to invest in properties?

    No, hold your fire. Prices are going to continue to fall over the next few quarters as the recession deepens. In addition, as more properties TOP, as more foreigners get retrenched and leave Singapore, this will increase the supply of rental properties and decrease the demand. Rental rates...
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    Electricity bill is falling

    Actually, its not quite that simple ... , this is what I understand. Crude oil is refined into different products - the output slate consists of gasoline, diesel, kerosene (jet fuel) and lastly, fuel oil. Actually, the term "fuel oil" is quite misleading - this is actually the "tza" or...
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